Pinjaman Mikro

Pinjaman Mikro

Rated 3.4 stars out of five star
80 Total

Description

We're a seamless digital financing platform for individuals and SME businesses. We offer micro finance services to help the under-served community achieve their personal & business goals.

- Repayment Scheme 1.5% One Month (Unsecured Loan)
- Repayment Scheme 1.0% One Month (Secured Loan)

For more info regarding the above breakdown: (https://pinjamanmikro.com/loan-terms/)

THINGS YOU SHOULD KNOW ON BORROWING:
Maximum Period for Repayment Up to 12 Months

Minimum Annual Percentage Rate From 12% per annum

Maximum Annual Percentage Rate Up to 18% per annum

Sample representation of loan with maximum rates:

Total Amount Borrowed RM1000

Time Period * 12 Months

Interest Rate ** 1.5% Per Month

Total Cost Payable Per Annual * (excluding loan principle) RM180

For example: Ms.Susan registered to obtain a quick loan from Pinjaman Mikro with the amount of RM 1500 for 6 month repayment with the interest rate of 12% per annum
The monthly repayment is: RM 265.00
The monthly interest rate is: 1%
The total interest amount is: RM 90.00
The total payment amount including interest is: RM 1590.00

FURTHER INFORMATION & REQUIREMENTS
Loan Tenure 90 days -24 months
Maximum Interest Rate (APR): 18%
Zero Application/Processing Fees
Malaysian citizen
18 years of age and above
Government employees
Factory workers
Private employees
Pension
Salaries through bank
Blacklist are eligible to apply

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